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Beste liefhebbers,
Zoals de eerdere afleveringen is deze zonder ondertiteling. Ik heb er naar gezocht, maar kan ze nergens vinden. Mocht iemand de tijd en zin hebben om deze serie te ondertitelen dan maak je hiermee een heleboel mensen blij.
Padre
Recent events bring up painful memories for Callie and Jude and make Callie question what is most important to her. Stef is flustered by a discovery about Lena and Mike is troubled by new developments in the shooting investigation. Meanwhile, Jesus' long distance relationship with Lexi is complicated by his growing bond with his wrestling teammate, Emma.
The average rate on a 30-year fixed rate mortgage has risen almost 1% in the past year. While the rise has been mostly gradual, many home buyers can’t risk having their rate go up any between the application and closing on a home. They are already stretched as far as they can go to get into the home.
When you don’t lock in your rate, it is floating with the market. A traditional rate lock is the lender’s guarantee that your mortgage will have the quoted interest rate, points and other terms at closing.
A rate lock is usually set for a specific amount of time. If the home purchase isn’t complete within the time limit, your rate will unlock. Then your interest rate can go up.
If you qualify for a given rate as the maximum mortgage amount you can receive, you are walking a tight rope. If interest rates rise before closing, you may have to add more of a downpayment or lose your financing. A rate lock will protect you from this.
When you lock in your rate in a traditional rate lock, if interest rates go down, you are stuck unless you pay additional costs. Some lenders offer “float down” options that will let your rate lower once if rates fall. But many of them will stick you back up to the higher rate if the rates rise.
Wederom veel kijk plezier.
Burner1977
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